Terms of Service

1. Acceptance of Terms

These Terms of Service are a binding agreement between you and Avyron Capital governing your use of avyroncapital.com and its financing inquiry and application services. By using the site or submitting an application, you accept these Terms and the Privacy Policy. If you use the site on behalf of a business, you represent that you have authority to bind that business to these Terms.

2. Description of Services

Avyron Capital is a business financing company that helps small and medium-sized businesses find working capital. Potential solutions include revenue-based financing, invoice factoring, equipment financing and business lines of credit. Avyron Capital works with a network of third-party capital partners and may act as a broker, intermediary or direct provider depending on the transaction.

Unless stated otherwise in writing, Avyron Capital is not a bank and is not a direct lender. Avyron Capital does not make credit decisions for capital partners. Offers come from and are subject to the applicable capital partner. Submitting an application creates no obligation for either party.

3. Eligibility

You must be at least 18 years old, represent a legally formed business in the United States or be an authorized representative of one, and provide accurate and complete information. Avyron Capital may decline access to the service or decline to process an inquiry at its discretion.

4. Application Process; No Guarantee of Funding

Applications begin with an online form, and no documents are required to begin. Submitting an application does not guarantee a funding offer, approval, or any specific amount, rate, term or timeline. Decisions rest solely with the applicable capital partner under its own underwriting criteria, which may consider business performance, revenue, credit profile and other factors.

5. Fees and Compensation

Avyron Capital may be compensated by capital partners or funding sources through referral fees, commissions or other arrangements. No fee is charged to submit an application unless disclosed in a separate written agreement. Fees tied to an offer appear in the capital partner's financing documents.

6. Accuracy of Information You Provide

You warrant that all information you provide is accurate, complete and not misleading, and that you will update it when needed. False or fraudulent information may result in denial and may violate law. You authorize Avyron Capital and its capital partners to verify information, including by contacting references, reviewing public records and obtaining business and consumer credit reports.

7. No Financial, Tax, or Legal Advice

Site content and communications are general information only. They are not financial, tax, accounting or legal advice and are not a recommendation of any transaction. Avyron Capital is not a law firm, accounting firm or registered financial advisor. No advisory or fiduciary relationship is created by your use of the site or services.

8. Important Lending Disclosures

All amounts, rates, factors, fees, terms and timelines shown, including the $10,000 to $500,000 range and 24 to 72 hour approvals, sometimes same day, are illustrative estimates only. They are not offers of credit, are not guaranteed and may change. Approval in 24 to 72 hours means a decision may be issued in that window in favorable cases. It does not mean every application is approved or funded within that period.

9. Acceptable Use

You may not use the site for an unlawful purpose, submit false or fraudulent information, submit an application without authority, interfere with or gain unauthorized access to the site or its systems, scrape or collect data by automated means without written consent, resell or commercially exploit site content, or impersonate another person or misrepresent an affiliation.

10. Intellectual Property

Site content, text, graphics, logos, images and design are owned by Avyron Capital or its licensors and are protected by United States and international law. Avyron Capital and related marks are trademarks. You may view, download and print pages for personal or internal business evaluation only. No other copying, modification, distribution or derivative use is allowed without written consent.

11. Third-Party Links

Links to third-party sites, including capital partner sites, are provided for convenience. Avyron Capital is not responsible for their content, privacy practices, products or services.

12. Disclaimers of Warranties

The site and services are provided as is and as available without warranties of any kind. To the extent permitted by law, all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement are disclaimed. Avyron Capital does not warrant that the site will be uninterrupted, error-free, secure or free of harmful components.

13. Limitation of Liability

To the fullest extent permitted by law, Avyron Capital will not be liable for indirect, incidental, special, consequential, exemplary or punitive damages, including lost profits, revenue, data or business interruption. Total aggregate liability will not exceed one hundred United States dollars ($100) or the fees received directly from you for the transaction giving rise to the claim, whichever is greater and permitted by law. Some jurisdictions limit these exclusions.

14. Indemnification

You agree to indemnify and hold harmless Avyron Capital and its owners, officers, employees, agents and capital partners from claims, liabilities, damages, losses, costs and reasonable attorneys' fees arising from your use of the services, information you provide, breach of these Terms, or violation of law or third-party rights.

15. Electronic Communications; Consent to Be Contacted

By submitting an application or providing contact details, you consent to phone, email and text messages from Avyron Capital and its service providers regarding your inquiry, application and related products and services, including through automated technology such as automatic dialing systems and artificial or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out of texts and HELP for help. Consent is not a condition of purchase. Even after opting out of marketing, transactional or service-related messages may still be sent.

16. Arbitration Agreement; Class Action Waiver

Disputes arising out of these Terms, the site or the services will be resolved by binding individual arbitration rather than in court, except for individualized claims in small claims court. Arbitration will be administered by the American Arbitration Association under its Commercial Arbitration Rules. Judgment may be entered in any court of competent jurisdiction. Arbitration will take place in your state of residence or at a mutually convenient location, unless remote arbitration is appropriate. The Federal Arbitration Act governs.

Class action waiver: each party may bring claims only in an individual capacity, not as a plaintiff or class member in any class, collective, consolidated or representative proceeding, and the arbitrator may not consolidate claims. You may opt out by written notice to info@avyroncapital.com within 30 days of first accepting these Terms. The notice must state your name and that you decline the arbitration agreement. Opting out does not affect other provisions. Exceptions apply to requests for injunctive or equitable relief concerning intellectual property or confidentiality.

17. Termination

Access may be suspended or terminated at any time, with or without notice, for violation of these Terms or law. You may stop using the services at any time. Sections on intellectual property, disclaimers, limitation of liability, indemnification, arbitration and governing law survive termination.

18. Changes to These Terms

These Terms may be updated at any time. The Last updated date reflects the most recent revision. Your continued use of the site or services constitutes acceptance of the updated Terms.

19. Governing Law and Severability

These Terms are governed by the laws of the State of Nevada without regard to conflict of laws principles, except that the arbitration provisions are governed by the Federal Arbitration Act. If a provision is unenforceable, it will be severed and the remaining provisions will remain in effect.

20. Contact Information

Questions about these Terms may be directed to Avyron Capital using the contact information below.